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The ten reasons I built Memberfy

This is not a feature list. It is what bothered me about the tools I used, one thing at a time, and what we did about it.

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I started out building a community that spanned the continent, and I learned that in any country or field the challenges repeat — and get solved the same way: with someone who connects people, starts the conversation and shows up again the next week. Later I ran into that challenge in two more places. At iFood Benefícios, leading Engineering, Product and Design, I saw that a company is a community too, and that HR suffers when people’s development is scattered across tools that don’t talk to each other. At ONOVOLAB, which I co-founded, I saw that a coworking space lives less from its rooms than from the people who meet in them. Memberfy exists so that connection happens in the community, in the company and in the physical space. These are the ten frustrations that became this product.

David Ruiz, founder of Memberfy
David Ruiz, founder
  1. Because almost no one manages to monetize their own community

    This is the reason that came before all the others. People with plenty of audience and no revenue aren’t missing a tool — they don’t know what to charge, to whom and for how much, and have no one to talk it through with. Handing over a dashboard and wishing them luck solves the easy part. I wanted the opposite: to be the right hand of whoever leads the community, not the vendor who disappears once the contract is signed.

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  2. Because community and billing almost never come together

    We compared eight platforms and the pattern repeats: on one side, those who do community well and send you elsewhere to charge; on the other, pure checkout. LastLink charges the same fee per sale, with no monthly fee, and if all you need is a link that sells, it comes out cheaper. What it doesn’t do is feed, courses and events, or access that turns on when someone subscribes and cuts off when they cancel.

    See the comparison
  3. Because the people who take part in a community should be recognized

    In every community I helped run, about 5% wrote and 95% only read. It isn’t lack of interest: nobody knows whether what they have to say counts. Eleven actions earn points, at the value you set, with leaderboards per community and per section, and badges on the profile of whoever earns them. You can turn off what doesn’t make sense — but you can have it, and I didn’t find that in the creator-economy competitors.

  4. Because a real community doesn’t fit in a feed alone

    A community isn’t just a feed. Some need courses with per-student progress, a calendar with RSVPs, a gallery, a leaderboard — and some need a call for papers with a review committee, which I never found ready-made anywhere and had to build by hand more than once. There are eight space types, and all of them come with every plan.

    See all the spaces
  5. Because people management shouldn’t live in five systems

    At iFood Benefícios I learned that HR’s pain is rarely a lack of tools: it is too many tools, each with its own login and its own people database. Reviews live in one system, goals in a spreadsheet, the IDP in another and training in an LMS nobody opens. With the Planning & HR extension, review cycles, goals, feedback, IDPs and recognition live in the same place where people learn and talk.

    See Planning & HR
  6. Because a coworking space is a community with an address

    At ONOVOLAB I learned that the physical space is only half the business: what keeps a member is who they meet inside. Even so, room booking usually lives in one system, reception in another, tickets in a third and the community in a messaging group. With the Coworking extension, bookings, attendance, visitors and support share the same records as the community and the billing.

    See Coworking
  7. Because charging in dollars, with a separate gateway, costs you sales

    Circle is good and its checkout is native, but subscriptions there are card-only (Pix works only for one-time payments, and there is no boleto), it charges in dollars, with IOF tax and exchange rates on top, and its 2% doesn’t include processing: the gateway comes on a second invoice. Added up, a sale there costs close to 6%, plus a monthly fee of about R$ 481. Here it is PIX, boleto and card in up to 12 installments, in reais, and the 6.99% + R$ 2.49 per sale already includes processing: no separate gateway.

    See the full math
  8. Because your brand and your team shouldn’t be line items

    On Circle, removing the platform’s branding starts at US$ 199 a month, and each extra admin costs US$ 10, plus US$ 20 per ten moderators or spaces. I always found it odd to pay for the tool to leave my own house, and to watch volunteer moderators turn into a cost. Here domain, logo and colors are yours on any plan, and there is no charge per admin, moderator, space or course.

    See the plans
  9. Because your community shouldn’t fit in one time zone

    I worked in fintech and in ticketing, and in both I learned that language and currency are not finishing touches. Each member picks their own language, among five languages in ten regional variants, and error messages arrive translated from the server instead of patched on the screen. The currency comes from the community’s country, among six, and applies to all of its prices.

    See languages and currencies
  10. Because managing plans, products and balance shouldn’t be complicated

    Plans, products and coupons live on the same dashboard as the community, and so does the money. Every sale, fee, refund and withdrawal becomes a line in your statement, with date and amount. Nothing is deleted or rewritten afterward — not even by us. The balance is the sum of those lines, so you can check where every cent came from instead of trusting a ready-made number on the dashboard. Coming from where I come from, that was non-negotiable.

    See how money comes in and goes out

What comes set up on day one

Below, the detail of each of those decisions: who can do what, how the money moves and how far the community reaches.

Organize into sections and spaces, each with its own permissions.

Sections group; spaces are where things happen. Each one has its own visibility — public, members only or subscribers only — and inside the space you also decide who can post and whether posts go through approval. The space type is what enables the interaction: content, course, event, gallery, ranking, feed, call or link. The menu follows from that.

See all eight, one by one

Decide who gets in, who sees and who’s in charge.

Four roles in your community

Owner›Admin›Moderator›Member

The role lives on the profile, not on the person. The same account can be owner in your community and member in another, with nothing mixed up — and the owner decides who moves up or down a role.

Three visibility levels

Public
Anyone can reach it, including people who never signed in.
Members
Only people who joined the community.
Subscribers
Only people with an active subscription.

Visibility is set per space, and the space is the authority: what it allows is what can be reached from it.

Who can post, per space
Any member, only the team or only admins — the rule belongs to each space, not to the whole community.
Moderation with pre-approval
A post appears only after someone on the team approves it.
Manual member approval
For when the community wants to choose who gets in, one by one.
Impersonation for support
With your permission, support sees the community the way the member sees it — the only way to fix a problem that only happens on their screen.

Your brand, not ours. On every plan.

Domain, logo, tab icon, colors and the card that appears when someone shares the link are set per community. The theme is applied at runtime: visitors see your colors, not ours, and there is no Memberfy brand anywhere. The card that appears when someone shares the link is yours too. None of this sits behind a price step.

  • Custom domain
  • Logo and tab icon
  • Your brand colors
  • The card that appears when someone shares the link

Charge for access without sending anyone off your page.

Monetizing is optional: you can run the whole community for free and turn billing on later, without moving anything. When it is on, payment, subscription and access are one platform — whoever pays is already in, and whoever cancels loses access without you lifting a finger.

Payments
PIX, boleto and card in up to 12×. Processing is ours — you don’t open a gateway account, integrate an API or keep a contract with an acquirer.
Subscriptions
Recurring billing with automatic renewal, a trial period in days (with or without requiring a card) and subscription tiers people move up or down whenever they want, with the amount prorated.
Coupons
Fixed or percentage discount, with a usage limit, an expiry date and restriction by plan. Valid once, for a period or forever.
Money history
Every sale, fee, refund and withdrawal becomes a line in your statement, with date and amount. Nothing is deleted or rewritten afterward — not even by us. The balance is the sum of those lines, so you can check where every cent came from instead of trusting a ready-made number.
Withdrawals
Request, approval, limit and bank-detail verification before the transfer. Each withdrawal costs R$ 3.67, and early payout, at 3%, is optional and decided at each withdrawal.
If a customer disputes a purchase
Part of each card sale is held while the purchase can still be disputed — 4% for 30 days in Brazil. After that, it returns to your balance on its own.

Fixed-term plan

A twelve-month plan, sold two ways.

For each billing option you choose how the term is charged, and you can offer both side by side on the same plans page. Buyers choose the one that fits their budget.

Recurring with a contract

One charge a month, for the length of the contract: 3, 6 or 12 months.

  • On the buyer’s card, it takes up only the monthly amount, not the whole year’s.
  • If the person cancels mid-contract, the cancellation is scheduled for its end.
  • When the term ends, it renews on its own for another identical contract.

Annual in installments

One purchase a year, in up to 12× on the card.

  • On a card, the purchase uses the credit limit for the year’s amount, split into up to 12 installments.
  • On PIX and boleto, a single upfront payment.
  • Installment interest: you choose whether to absorb it or pass it on to the buyer.
  • Renews on its own every year.

On the same plans page, for example

  • Monthly, no contract
  • 12 months recurring
  • Annual in 12×

There are two charges: the plan’s monthly fee, by member cap, and 6.99% + R$ 2.49 on each sale, the same on every plan. The fee doesn’t depend on the payment method: getting paid by PIX, boleto or card doesn’t change what you pay the platform. Beyond those, only the withdrawal, at R$ 3.67 per transfer, and the 3% early payout, if you ask for it.

One-off products exist in the data model and are being rolled out in the checkout. Recurring subscriptions are the flow that works end to end today.

Serve people who don’t speak your language.

Language per member and currency by the community’s country. Error and validation messages arrive translated from the server, not patched on the screen.

5languages
English, Portuguese, Spanish, Italian and German — on the server and in the interface.
10regional variants
pt-BR and pt-PT, es-ES, es-MX and es-AR, de-DE, de-AT and de-CH, en-US, it-IT. Each member picks their own.
6currencies
BRL, USD, EUR, GBP, MXN and ARS in the pricing model. Payment processing is in Brazil today.
  • BRL
  • USD
  • EUR
  • GBP
  • MXN
  • ARS

Compared with what exists

Four things we do that the category doesn’t.

Everything here is published on their own pages — not our reading of the competition, but what they answer themselves. Check before you believe it.

Getting paid is the platform’s job, not a partner’s
MemberKit answers "no" in its FAQ to anyone asking whether they can get paid through it: you need Hotmart, Eduzz or Monetizze on the side. Here PIX, boleto and card are built in, and that is exactly what makes access switch on and off by itself.
Community and courses in one place, not one bolted onto the other
The category is made of members’ areas with a community bolted on, or communities with courses bolted on. Here feed, archive, courses, events, gallery, ranking and call for papers are the same kind of thing: spaces, with the same visibility rule and the same place in the menu.
Admins and moderators are not line items
Circle charges US$ 10 a month per extra admin, US$ 20 per ten moderators and US$ 20 per ten spaces. Here the team is not a price: what sets the plan is how many people the community has, and nothing else.
We don’t sell AI credits on the side
The first question in MemberKit’s FAQ is whether the AI assistant’s credits are included in the plan. The answer is no: they are separate packs, bought as needed. Here there are no credits and no usage quota: anything beyond the plan and the fee is on the pricing page, with a price.
See the two charges

What changed

The ten reasons got more urgent, not less.

When I wrote this list, it was about bad tools. It became about something else: the internet shifted its axis along the way, and each of the ten frustrations started costing more than it used to.

60%
of searches end with no click on any website — whoever depends on being found loses their footingSXSW 2026
7 in 10
hesitate to trust those who don’t share their valuesEdelman Trust Barometer 2026
No. 1
trust is the most cited factor in technology buying decisionsGartner
Out goes the click, in comes reputation. In the search economy, whoever got found won. In the artificial intelligence economy, whoever is considered trustworthy will win.
Nizan GuanaesAdvisor to Itaú, iFood and ArcelorMittal, UNESCO ambassador
Traffic is becoming a vanity metric. Conversion is the new growth engine.
Kipp BodnarCMO of HubSpot, at SXSW 2026

Rented reach, billing outside the brand and access checked against a spreadsheet were always a problem. The difference is that now they attack the one thing AI can’t copy: the direct relationship between whoever leads the community and the people in it.

We are inviting the first communities.

Memberfy is in closed beta, so access is by request. Tell us what you want to build: we reply, set it up with you and stay close afterward.

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